Personalized homebuying reports

The report that decides
if the house is worth it.

Paste any listing. In minutes, get a personalized report built from your finances, lifestyle, and risk tolerance — the research a careful buyer would spend 20 hours on, done for you.

20+ hours of research, condensedPersonalized to your financesNo agent or lender bias
Modern home at dusk
Why the report

Twenty hours of research.
One report that’s actually about you.

A careful homebuyer pulls comps, runs cost projections, digs into schools, hazards, and HOA health, and stress-tests it against their own finances. We do all of it — for one listing, in minutes.

01

Hours saved

20+ hours of listing research, comps, school checks, and risk lookups — compressed into one report you can read in five minutes.

02

Deep research

Pulls market comps, hazard data, HOA health, taxes, insurance, and school scores from sources you'd have to chase yourself.

03

Personal to you

Weighted against your income, savings, commute, and lifestyle — not a generic 1–10 score that ignores your situation.

04

Unbiased verdict

No commission, no mortgage quota. One clear call: Strong Yes, Conditional, Negotiate, or Pass.

Personalized homebuying report on a laptop
Verdict
Strong Yes
Inside every report

Everything a careful buyer would dig up — in one place.

  • One clear verdict. Strong Yes, Conditional, Negotiate, or Pass — with the reasoning.
  • Five-pillar scorecard. Affordability, liquidity, lifestyle, risk, and resale, weighted to you.
  • Personalized narrative. A plain-English recommendation you can share with your partner or agent.
  • Negotiation guidance. Where the price has give, and which contingencies to ask for.
  • Red flags surfaced. Flood zones, HOA health, structural cues, and zoning risks.
  • Ten-year cost projection. True cost of ownership: taxes, insurance, maintenance, utilities.
What every report evaluates

Five pillars. Weighted to you.

Every report scores the listing across five lenses — tuned to your finances, lifestyle, and risk tolerance.

AF
01

Affordability

True cost of ownership including taxes, maintenance, and utility projections.

LQ
02

Liquidity

Impact on emergency funds, investment flexibility, and time-to-exit.

LS
03

Lifestyle fit

Commute fatigue, school scores, and how the home maps to your daily life.

RK
04

Risk profile

Flood zones, structural red flags, HOA health, zoning probabilities, and a registered-offender check on the address.

RE
05

Resale

Historical area growth and 5- to 10-year appreciation forecasts.

How every report ends

One of five verdicts. Always.

No score buried in a spreadsheet — a clear call and a narrative you can send to your partner, lender, or agent.

Verdict

Strong Yes

Comfortable cost, strong fit, low red flags.

Verdict

Conditional Yes

Promising — pending specific conditions.

Verdict

Needs more data

Decision blocked on missing inputs.

Verdict

Negotiate

Good asset, but price or terms need adjustment.

Verdict

Pass

Material misfit on cost, risk, or lifestyle.

Your report levels up

The more you tell us, the deeper the report.

Start with a Quick verdict in seconds. Add your finances, lifestyle, and constraints — and the report deepens automatically, unlocking the Full, Numbers, and Pro tiers.

Starter → Core → Numbers / Pro
  1. Tier 1 · Starter

    Quick verdict

    One-page yes / no / maybe in ~15 seconds.

    To unlock
    Free — just 5 financial fields
  2. Tier 2 · Core

    Full buyer report

    Lifestyle, location, condition, risk, schools, HOA — the whole picture.

    To unlock
    Household + Location + Home ≥ 60%
  3. Tier 3 · Numbers

    Financial deep-dive

    PITI, DTI scenarios at 10/15/20% down, reserves, lender questions.

    To unlock
    Financials ≥ 90% + HOA ≥ 60%
  4. Tier 3 · Pro

    Agent-branded report

    Full report wrapped in your branding, for client-facing sharing.

    To unlock
    Add name, brokerage, email, headshot
Sample reports

See exactly what each level unlocks.

Four reports, one product. Each one builds on the last — here’s a real preview of the verdict and scorecard you’ll see at every tier.

1
Starter report
Quick verdict
Verdict
Conditional Yes
422 Oakwood Dr, Austin TX
$845,000 · 4 bd · 3 ba
Triage snapshot60-second read
Fits your budget72%
Listing red flags30%
Worth a deeper look85%

Worth pulling the full report. Price is workable but liquidity is tight — don't skip the financial deep-dive.

2
Core report
Full buyer report
Verdict
Negotiate
422 Oakwood Dr, Austin TX
$845,000 · 4 bd · 3 ba
Five-pillar scorecardWeighted avg: 7.4 / 10
Lifestyle fit90%
Affordability65%
Risk profile55%

Great structure and resale potential, but liquidity is thin. Negotiate at least 4% below asking and price an inspection contingency.

3
Numbers report
Financial deep-dive
Verdict
Stretch — proceed carefully
422 Oakwood Dr, Austin TX
PITI $6,142/mo · DTI 38%
Affordability stress test10% / 15% / 20% down
DTI at 10% down42%
Reserves after close28%
5-yr cost vs renting78%

20% down keeps DTI under 36% and leaves 5 months of reserves. Below that, you'd be house-poor for the first 18 months.

3
Pro report
Agent-branded report
Verdict
Client-ready
Prepared for Sarah & Mike
Branded by Maria Lopez · Compass
Shareable client outputPDF + web link
Buyer alignment88%
Negotiation leverage70%
Comp confidence82%

Wraps every Full report in your branding — same verdict and scorecard, ready to send to clients without rebuilding the deck.

Ready to see a real verdict on your listing?

Start free and unlock each level as you complete your profile — or skim a full sample report first.

One listing. One report. Ten minutes.

Your first personalized report is free. No agent, no obligation.

Generate my first report